Get moving with Help to Buy

What is the Help to Buy scheme?

Help to Buy is a government-backed scheme that is designed to help you move into a new Peter James home with as little as a 5% deposit.

Who’s it for?

The ‘Help to Buy Equity Loan’ and ‘Help to Buy Mortgage Guarantee’ are available to everyone, whether you’re a first time buyer or an existing homeowner who’s looking to move up the property ladder.

How does Help to Buy work?

Help to Buy Equity Loan – The Government will lend you up to 20% of the value of your new Peter James home up to the value of £600,000 through an interest free equity loan for five years. This means you’ll only need to secure a 75% mortgage with a 5% deposit.

Help to Buy Mortgage Guarantee – The government provides your mortgage lender with a guarantee of up to 15% of the property’s value, meaning that lenders are able to offer higher loan to value mortgages. A 95% mortgage will need to be secured. The scheme is available in England and Wales on house purchases up to £600,000.


What to do next?

If you’d like to find out more and think Help to Buy could help get you moving, book an appointment with one of our sales consultants on 0115 973 3258 or email


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