There’s never been a better time to buy your new home.

What is the Help to Buy scheme? Help to Buy is a government-backed scheme that is designed to help you move into a new Peter James home with as little as a 5% deposit.

Who’s it for? The ‘Help to Buy Equity Loan’ is available to both first time buyers and existing homeowners until 31st March 2021.

After this time the scheme will only be available to first time buyers who are looking at buying properties under the regional cap of £261,900.

The Government will lend you up to 20% of the value of your new Peter James home up to the value of £600,000 through an interest free equity loan for five years. This means you’ll only need to secure a 75% mortgage with a 5% deposit.